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References - PSD2 1.3 Json Yaml
Payment initiation request
POST /v1/{payment-service}/{payment-product}
This method is used to initiate a payment at the ASPSP.
Variants of Payment Initiation Requests
This method to initiate a payment initiation at the ASPSP can be sent with either a JSON body or an pain.001 body depending on the payment product in the path.
There are the following payment products:
- Payment products with payment information in JSON format:
- ro-credit-transfers
- sepa-credit-transfers
- cross-border-credit-transfers
- Payment products with payment information in pain.001 XML format:
- pain.001-sepa-credit-transfers
Furthermore the request body depends on the payment-service
payments: A single payment initiation request.
bulk-payments: A collection of several payment iniatiation requests.
In case of a pain.001 message there are more than one payments contained in the *pain.001 message.
In case of a JSON there are several JSON payment blocks contained in a joining list.
periodic-payments: Create a standing order initiation resource for recurrent i.e. periodic payments addressable under with all data relevant for the corresponding payment product and the execution of the standing order contained in a JSON body.
This is the first step in the API to initiate the related recurring/periodic payment.
Single and mulitilevel SCA Processes
The Payment Initiation Requests are independent from the need of one ore multilevel SCA processing, i.e. independent from the number of authorisations needed for the execution of payments.
But the response messages are specific to either one SCA processing or multilevel SCA processing.
For payment initiation with multilevel SCA, this specification requires an explicit start of the authorisation, i.e. links directly associated with SCA processing like 'scaRedirect' or 'scaOAuth' cannot be contained in the response message of a Payment Initation Request for a payment, where multiple authorisations are needed. Also if any data is needed for the next action, like selecting an SCA method is not supported in the response, since all starts of the multiple authorisations are fully equal. In these cases, first an authorisation sub-resource has to be generated following the 'startAuthorisation' link.
Parameter | Type/Format | Description |
---|---|---|
payment-service
|
Path / string |
Payment service: Possible values are:
|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
TPP-Explicit-Authorisation-Preferred
|
Header / string |
If it equals "true", the TPP prefers to start the authorisation process separately, e.g. because of the usage of a signing basket. This preference might be ignored by the ASPSP, if a signing basket is not supported as functionality. If it equals "false" or if the parameter is not used, there is no preference of the TPP. This especially indicates that the TPP assumes a direct authorisation of the transaction in the next step, without using a signing basket. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
TPP-Nok-Redirect-URI
|
Header / string |
If this URI is contained, the TPP is asking to redirect the transaction flow to this address instead of the TPP-Redirect-URI in case of a negative result of the redirect SCA method. This might be ignored by the ASPSP. |
TPP-Redirect-Preferred
|
Header / string |
If it equals "true", the TPP prefers a redirect over an embedded SCA approach. If it equals "false", the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
TPP-Redirect-URI
|
Header / string |
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Mandated for the Redirect SCA Approach (including OAuth2 SCA approach), specifically when TPP-Redirect-Preferred equals "true". It is recommended to always use this header field. Remark for Future: This field might be changed to mandatory in the next version of the specification. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
Consent-ID
|
Header / |
This data element may be contained, if the payment initiation transaction is part of a session, i.e. combined AIS/PIS service. This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
paymentInitiation
|
body / |
JSON request body for a payment inition request message There are the following payment-products supported:
There are the following payment-services supported:
All optional, conditional and predefined but not yet used fields are defined. |
Sample Request
{
"instructedAmount": {
"currency": "EUR",
"amount": "123.50"
},
"debtorAccount": {
"iban": "DE40100100103307118608"
},
"creditorName": "Merchant123",
"creditorAccount": {
"iban": "DE02100100109307118603"
},
"remittanceInformationUnstructured": "Ref Number Merchant"
}
Response
201 - CREATED
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"transactionStatus": "RCVD",
"paymentId": "1234-wertiq-983",
"_links": {
"scaRedirect": {
"href": "https://www.testbank.com/asdfasdfasdf"
},
"self": {
"href": "/v1/payments/sepa-credit-transfers/1234-wertiq-983"
},
"status": {
"href": "/v1/payments/1234-wertiq-983/status"
},
"scaStatus": {
"href": "/v1/payments/1234-wertiq-983/authorisations/123auth456"
}
}
}
Create consent
POST /v1/consents
This method create a consent resource, defining access rights to dedicated accounts of a given PSU-ID. These accounts are addressed explicitly in the method as parameters as a core function.
Side Effects When this Consent Request is a request where the "recurringIndicator" equals "true", and if it exists already a former consent for recurring access on account information for the addressed PSU, then the former consent automatically expires as soon as the new consent request is authorised by the PSU.
Optional Extension: As an option, an ASPSP might optionally accept a specific access right on the access on all psd2 related services for all available accounts.
As another option an ASPSP might optionally also accept a command, where only access rights are inserted without mentioning the addressed account. The relation to accounts is then handled afterwards between PSU and ASPSP. This option is not supported for the Embedded SCA Approach. As a last option, an ASPSP might in addition accept a command with access rights
- to see the list of available payment accounts or
- to see the list of available payment accounts with balances.
Parameter | Type/Format | Description |
---|---|---|
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
TPP-Redirect-Preferred
|
Header / string |
If it equals "true", the TPP prefers a redirect over an embedded SCA approach. If it equals "false", the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU. |
TPP-Redirect-URI
|
Header / string |
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Mandated for the Redirect SCA Approach (including OAuth2 SCA approach), specifically when TPP-Redirect-Preferred equals "true". It is recommended to always use this header field. Remark for Future: This field might be changed to mandatory in the next version of the specification. |
TPP-Nok-Redirect-URI
|
Header / string |
If this URI is contained, the TPP is asking to redirect the transaction flow to this address instead of the TPP-Redirect-URI in case of a negative result of the redirect SCA method. This might be ignored by the ASPSP. |
TPP-Explicit-Authorisation-Preferred
|
Header / string |
If it equals "true", the TPP prefers to start the authorisation process separately, e.g. because of the usage of a signing basket. This preference might be ignored by the ASPSP, if a signing basket is not supported as functionality. If it equals "false" or if the parameter is not used, there is no preference of the TPP. This especially indicates that the TPP assumes a direct authorisation of the transaction in the next step, without using a signing basket. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
consents
|
body / object |
Requestbody for a consents request |
Sample Request
{
"access": {
"balances": [
{
"iban": "DE40100100103307118608"
},
{
"iban": "DE40100100103307118608"
},
{
"iban": "DE02100100109307118603",
"currency": "USD"
},
{
"iban": "DE02100100109307118603",
"currency": "USD"
},
{
"iban": "DE67100100101306118605"
},
{
"iban": "DE67100100101306118605"
}
],
"transactions": [
{
"iban": "DE40100100103307118608"
},
{
"iban": "DE40100100103307118608"
},
{
"maskedPan": "123456xxxxxx1234"
},
{
"maskedPan": "123456xxxxxx1234"
}
]
},
"recurringIndicator": "true",
"validUntil": "2017-11-01",
"frequencyPerDay": "4"
}
Response
201 - Created
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"consentStatus": "received",
"consentId": "1234-wertiq-983",
"_links": {
"scaRedirect": {
"href": "https://www.testbank.com/authentication/1234-wertiq-983"
},
"status": {
"href": "/v1/consents/1234-wertiq-983/status"
},
"scaStatus": {
"href": "v1/consents/1234-wertiq-983/authorisations/123auth567"
}
}
}
Get Consent Request
GET /v1/consents/{consentId}
Returns the content of an account information consent object. This is returning the data for the TPP especially in cases, where the consent was directly managed between ASPSP and PSU e.g. in a re-direct SCA Approach.
Parameter | Type/Format | Description |
---|---|---|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"access": {
"balances": [
{
"iban": "DE2310010010123456789"
},
{
"iban": "DE2310010010123456789"
}
],
"transactions": [
{
"iban": "DE2310010010123456789"
},
{
"iban": "DE2310010010123456789"
},
{
"pan": "123456xxxxxx3457"
},
{
"pan": "123456xxxxxx3457"
}
]
},
"recurringIndicator": "true",
"validUntil": "2017-11-01",
"frequencyPerDay": "4",
"consentStatus": "valid",
"_links": {
"account": {
"href": "/v1/accounts"
}
}
}
Delete Consent
DELETE /v1/consents/{consentId}
The TPP can delete an account information consent object if needed.
Parameter | Type/Format | Description |
---|---|---|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
Consent status request
GET /v1/consents/{consentId}/status
Read the status of an account information consent resource.
Parameter | Type/Format | Description |
---|---|---|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"consentStatus": "valid"
}
Get Consent Authorisation Sub-Resources Request
GET /v1/consents/{consentId}/authorisations
Return a list of all authorisation subresources IDs which have been created.
This function returns an array of hyperlinks to all generated authorisation sub-resources.
Parameter | Type/Format | Description |
---|---|---|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"authorisationIds": [
"123auth456"
]
}
Confirmation of Funds Request
POST /v1/funds-confirmations
Creates a confirmation of funds request at the ASPSP. Checks whether a specific amount is available at point of time of the request on an account linked to a given tuple card issuer(TPP)/card number, or addressed by IBAN and TPP respectively
Parameter | Type/Format | Description |
---|---|---|
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
confirmationOfFunds
|
body / object |
Request body for a confirmation of funds request. |
Sample Request
{
"cardNumber": "12345678901234",
"account": {
"iban": "DE23100120020123456789"
},
"instructedAmount": {
"currency": "EUR",
"amount": "123"
}
}
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"fundsAvailable": "true"
}
Create a signing basket resource
POST /v1/signing-baskets
Create a signing basket resource for authorising several transactions with one SCA method. The resource identifications of these transactions are contained in the payload of this access method
Parameter | Type/Format | Description |
---|---|---|
signingBasket
|
body / object |
Request body for a confirmation of an establishing signing basket request |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
Consent-ID
|
Header / |
This data element may be contained, if the payment initiation transaction is part of a session, i.e. combined AIS/PIS service. This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
TPP-Redirect-Preferred
|
Header / string |
If it equals "true", the TPP prefers a redirect over an embedded SCA approach. If it equals "false", the TPP prefers not to be redirected for SCA. The ASPSP will then choose between the Embedded or the Decoupled SCA approach, depending on the choice of the SCA procedure by the TPP/PSU. If the parameter is not used, the ASPSP will choose the SCA approach to be applied depending on the SCA method chosen by the TPP/PSU. |
TPP-Redirect-URI
|
Header / string |
URI of the TPP, where the transaction flow shall be redirected to after a Redirect. Mandated for the Redirect SCA Approach (including OAuth2 SCA approach), specifically when TPP-Redirect-Preferred equals "true". It is recommended to always use this header field. Remark for Future: This field might be changed to mandatory in the next version of the specification. |
TPP-Nok-Redirect-URI
|
Header / string |
If this URI is contained, the TPP is asking to redirect the transaction flow to this address instead of the TPP-Redirect-URI in case of a negative result of the redirect SCA method. This might be ignored by the ASPSP. |
TPP-Explicit-Authorisation-Preferred
|
Header / string |
If it equals "true", the TPP prefers to start the authorisation process separately, e.g. because of the usage of a signing basket. This preference might be ignored by the ASPSP, if a signing basket is not supported as functionality. If it equals "false" or if the parameter is not used, there is no preference of the TPP. This especially indicates that the TPP assumes a direct authorisation of the transaction in the next step, without using a signing basket. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
Sample Request
{
"paymentIds": [
"123qwert456789",
"12345qwert7899"
]
}
Response
201 - Created
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"transactionStatus": "RCVD",
"basketId": "1234-basket-567",
"_links": {
"self": {
"href": "/v1/signing-baskets/1234-basket-567"
},
"status": {
"href": "/v1/signing-baskets/1234-basket-567/status"
},
"startAuthorisation": {
"href": "/v1/signing-baskets/1234-basket-567/authorisations"
}
}
}
Returns the content of an signing basket object.
GET /v1/signing-baskets/{basketId}
Returns the content of an signing basket object.
Parameter | Type/Format | Description |
---|---|---|
basketId
|
Path / |
This identification of the corresponding signing basket object. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"payments": [
"1234pay567",
"1234pay568",
"1234pay888"
],
"transactionStatus": "ACTC"
}
Read transaction list of an account
GET /v1/card-accounts/{account-id}/transactions
Reads account data from a given card account addressed by "account-id".
Parameter | Type/Format | Description |
---|---|---|
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
dateFrom
|
Query / string |
Conditional: Starting date (inclusive the date dateFrom) of the transaction list, mandated if no delta access is required. For booked transactions, the relevant date is the booking date. For pending transactions, the relevant date is the entry date, which may not be transparent neither in this API nor other channels of the ASPSP. |
dateTo
|
Query / string |
End date (inclusive the data dateTo) of the transaction list, default is "now" if not given. Might be ignored if a delta function is used. For booked transactions, the relevant date is the booking date. For pending transactions, the relevant date is the entry date, which may not be transparent neither in this API nor other channels of the ASPSP. |
entryReferenceFrom
|
Query / string |
This data attribute is indicating that the AISP is in favour to get all transactions after the transaction with identification entryReferenceFrom alternatively to the above defined period. This is a implementation of a delta access. If this data element is contained, the entries "dateFrom" and "dateTo" might be ignored by the ASPSP if a delta report is supported. Optional if supported by API provider. |
bookingStatus
|
Query / string |
Permitted codes are
|
deltaList
|
Query / boolean |
This data attribute is indicating that the AISP is in favour to get all transactions after the last report access for this PSU on the addressed account. This is another implementation of a delta access-report. This delta indicator might be rejected by the ASPSP if this function is not supported. Optional if supported by API provider |
withBalance
|
Query / boolean |
If contained, this function reads the list of accessible payment accounts including the booking balance, if granted by the PSU in the related consent and available by the ASPSP. This parameter might be ignored by the ASPSP. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
Read card account balances
GET /v1/card-accounts/{account-id}/balances
Reads balance data from a given card account addressed by "account-id".
Remark: This account-id can be a tokenised identification due to data protection reason since the path information might be logged on intermediary servers within the ASPSP sphere. This account-id then can be retrieved by the "GET Card Account List" call
Parameter | Type/Format | Description |
---|---|---|
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
Reads details about a card account
GET /v1/card-accounts/{account-id}
Reads details about a card account. It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system. The addressed details of this account depends then on the stored consent addressed by consentId, respectively the OAuth2 access token.
Parameter | Type/Format | Description |
---|---|---|
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"cardAccount": {
"resourceId": "3d9a81b3-a47d-4130-8765-a9c0ff861b99",
"maskedPan": "525412******3241",
"currency": "EUR",
"name": "Main",
"product": "Basic Credit",
"status": "enabled",
"creditLimit": {
"currency": "EUR",
"amount": "15000"
},
"balances": [
{
"balanceType": "interimBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "14355.78"
}
},
{
"balanceType": "interimBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "14355.78"
}
},
{
"balanceType": "nonBilled",
"balanceAmount": {
"currency": "EUR",
"amount": "4175.86"
}
},
{
"balanceType": "nonBilled",
"balanceAmount": {
"currency": "EUR",
"amount": "4175.86"
}
}
],
"_links": {
"transactions": {
"href": "/v1/card-accounts/3d9a81b3-a47d-4130-8765-a9c0ff861b99/transactions"
}
}
}
}
Reads a list of card accounts
GET /v1/card-accounts
Reads a list of card accounts with additional information, e.g. balance information. It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system. The addressed list of card accounts depends then on the PSU ID and the stored consent addressed by consentId, respectively the OAuth2 access token.
Parameter | Type/Format | Description |
---|---|---|
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"cardAccounts": [
{
"resourceId": "3d9a81b3-a47d-4130-8765-a9c0ff861b99",
"maskedPan": "525412******3241",
"currency": "EUR",
"name": "Main",
"product": "Basic Credit",
"status": "enabled",
"creditLimit": {
"currency": "EUR",
"amount": "15000"
},
"balances": [
{
"balanceType": "interimBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "14355.78"
}
},
{
"balanceType": "interimBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "14355.78"
}
},
{
"balanceType": "nonBilled",
"balanceAmount": {
"currency": "EUR",
"amount": "4175.86"
}
},
{
"balanceType": "nonBilled",
"balanceAmount": {
"currency": "EUR",
"amount": "4175.86"
}
}
],
"_links": {
"transactions": {
"href": "/v1/card-accounts/3d9a81b3-a47d-4130-8765-a9c0ff861b99/transactions"
}
}
},
{
"resourceId": "3d9a81b3-a47d-4130-8765-a9c0ff861b99",
"maskedPan": "525412******3241",
"currency": "EUR",
"name": "Main",
"product": "Basic Credit",
"status": "enabled",
"creditLimit": {
"currency": "EUR",
"amount": "15000"
},
"balances": [
{
"balanceType": "interimBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "14355.78"
}
},
{
"balanceType": "interimBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "14355.78"
}
},
{
"balanceType": "nonBilled",
"balanceAmount": {
"currency": "EUR",
"amount": "4175.86"
}
},
{
"balanceType": "nonBilled",
"balanceAmount": {
"currency": "EUR",
"amount": "4175.86"
}
}
],
"_links": {
"transactions": {
"href": "/v1/card-accounts/3d9a81b3-a47d-4130-8765-a9c0ff861b99/transactions"
}
}
}
]
}
Get Payment Information
GET /v1/{payment-service}/{payment-product}/{paymentId}
Returns the content of a payment object
Parameter | Type/Format | Description |
---|---|---|
payment-service
|
Path / string |
Payment service: Possible values are:
|
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
Payment Cancellation Request
DELETE /v1/{payment-service}/{payment-product}/{paymentId}
This method initiates the cancellation of a payment. Depending on the payment-service, the payment-product and the ASPSP's implementation, this TPP call might be sufficient to cancel a payment. If an authorisation of the payment cancellation is mandated by the ASPSP, a corresponding hyperlink will be contained in the response message.
Cancels the addressed payment with resource identification paymentId if applicable to the payment-service, payment-product and received in product related timelines (e.g. before end of business day for scheduled payments of the last business day before the scheduled execution day).
The response to this DELETE command will tell the TPP whether the
- access method was rejected
- access method was successful, or
- access method is generally applicable, but further authorisation processes are needed.
Parameter | Type/Format | Description |
---|---|---|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
Response
202 - Received
204 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"transactionStatus": "CANC"
}
Payment initiation status request
GET /v1/{payment-service}/{payment-product}/{paymentId}/status
Check the transaction status of a payment initiation.
Parameter | Type/Format | Description |
---|---|---|
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"transactionStatus": "ACCP"
}
Read Account List
GET /v1/accounts
Read the identifiers of the available payment account together with booking balance information, depending on the consent granted.
It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system. The addressed list of accounts depends then on the PSU ID and the stored consent addressed by consentId, respectively the OAuth2 access token.
Returns all identifiers of the accounts, to which an account access has been granted to through the /consents endpoint by the PSU. In addition, relevant information about the accounts and hyperlinks to corresponding account information resources are provided if a related consent has been already granted.
Remark: Note that the /consents endpoint optionally offers to grant an access on all available payment accounts of a PSU. In this case, this endpoint will deliver the information about all available payment accounts of the PSU at this ASPSP.
Parameter | Type/Format | Description |
---|---|---|
withBalance
|
Query / boolean |
If contained, this function reads the list of accessible payment accounts including the booking balance, if granted by the PSU in the related consent and available by the ASPSP. This parameter might be ignored by the ASPSP. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"accounts": [
{
"resourceId": "3dc3d5b3-7023-4848-9853-f5400a64e80f",
"iban": "DE2310010010123456789",
"currency": "EUR",
"product": "Girokonto",
"cashAccountType": "CurrentAccount",
"name": "Main Account",
"_links": {
"balances": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f/balances"
},
"transactions": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f/transactions"
}
}
},
{
"resourceId": "3dc3d5b3-7023-4848-9853-f5400a64e80f",
"iban": "DE2310010010123456789",
"currency": "EUR",
"product": "Girokonto",
"cashAccountType": "CurrentAccount",
"name": "Main Account",
"_links": {
"balances": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f/balances"
},
"transactions": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f/transactions"
}
}
},
{
"resourceId": "3dc3d5b3-7023-4848-9853-f5400a64e81g",
"iban": "DE2310010010123456788",
"currency": "USD",
"product": "Fremdw?hrungskonto",
"cashAccountType": "CurrentAccount",
"name": "US Dollar Account",
"_links": {
"balances": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e81g/balances"
}
}
},
{
"resourceId": "3dc3d5b3-7023-4848-9853-f5400a64e81g",
"iban": "DE2310010010123456788",
"currency": "USD",
"product": "Fremdw?hrungskonto",
"cashAccountType": "CurrentAccount",
"name": "US Dollar Account",
"_links": {
"balances": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e81g/balances"
}
}
}
]
}
Read Account Details
GET /v1/accounts/{account-id}
Reads details about an account, with balances where required. It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system. The addressed details of this account depends then on the stored consent addressed by consentId, respectively the OAuth2 access token.
NOTE: The account-id can represent a multicurrency account. In this case the currency code is set to "XXX".
Give detailed information about the addressed account.
Give detailed information about the addressed account together with balance information
Parameter | Type/Format | Description |
---|---|---|
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
withBalance
|
Query / boolean |
If contained, this function reads the list of accessible payment accounts including the booking balance, if granted by the PSU in the related consent and available by the ASPSP. This parameter might be ignored by the ASPSP. |
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"account": {
"resourceId": "3dc3d5b3-7023-4848-9853-f5400a64e80f",
"iban": "FR7612345987650123456789014",
"currency": "EUR",
"product": "Girokonto",
"cashAccountType": "CurrentAccount",
"name": "Main Account",
"_links": {
"balances": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f/balances"
},
"transactions": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f/transactions"
}
}
}
}
Read Balance
GET /v1/accounts/{account-id}/balances
Reads account data from a given account addressed by "account-id".
Remark: This account-id can be a tokenised identification due to data protection reason since the path information might be logged on intermediary servers within the ASPSP sphere. This account-id then can be retrieved by the "GET Account List" call.
The account-id is constant at least throughout the lifecycle of a given consent.
Parameter | Type/Format | Description |
---|---|---|
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"account": {
"iban": "FR7612345987650123456789014"
},
"balances": [
{
"balanceType": "closingBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "500.00"
},
"referenceDate": "2017-10-25"
},
{
"balanceType": "closingBooked",
"balanceAmount": {
"currency": "EUR",
"amount": "500.00"
},
"referenceDate": "2017-10-25"
},
{
"balanceType": "expected",
"balanceAmount": {
"currency": "EUR",
"amount": "900.00"
},
"lastChangeDateTime": "2017-10-25T15:30:35.035Z"
},
{
"balanceType": "expected",
"balanceAmount": {
"currency": "EUR",
"amount": "900.00"
},
"lastChangeDateTime": "2017-10-25T15:30:35.035Z"
}
]
}
Read transaction list of an account
GET /v1/accounts/{account-id}/transactions/
Read transaction reports or transaction lists of a given account ddressed by "account-id", depending on the steering parameter "bookingStatus" together with balances.
For a given account, additional parameters are e.g. the attributes "dateFrom" and "dateTo". The ASPSP might add balance information, if transaction lists without balances are not supported.
Parameter | Type/Format | Description |
---|---|---|
dateTo
|
Query / string |
End date (inclusive the data dateTo) of the transaction list, default is "now" if not given. Might be ignored if a delta function is used. For booked transactions, the relevant date is the booking date. For pending transactions, the relevant date is the entry date, which may not be transparent neither in this API nor other channels of the ASPSP. |
entryReferenceFrom
|
Query / string |
This data attribute is indicating that the AISP is in favour to get all transactions after the transaction with identification entryReferenceFrom alternatively to the above defined period. This is a implementation of a delta access. If this data element is contained, the entries "dateFrom" and "dateTo" might be ignored by the ASPSP if a delta report is supported. Optional if supported by API provider. |
bookingStatus
|
Query / string |
Permitted codes are
|
deltaList
|
Query / boolean |
This data attribute is indicating that the AISP is in favour to get all transactions after the last report access for this PSU on the addressed account. This is another implementation of a delta access-report. This delta indicator might be rejected by the ASPSP if this function is not supported. Optional if supported by API provider |
withBalance
|
Query / boolean |
If contained, this function reads the list of accessible payment accounts including the booking balance, if granted by the PSU in the related consent and available by the ASPSP. This parameter might be ignored by the ASPSP. |
dateFrom
|
Query / string |
Conditional: Starting date (inclusive the date dateFrom) of the transaction list, mandated if no delta access is required. For booked transactions, the relevant date is the booking date. For pending transactions, the relevant date is the entry date, which may not be transparent neither in this API nor other channels of the ASPSP. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"account": {
"iban": "DE2310010010123456788"
},
"transactions": {
"booked": [
{
"transactionId": "1234567",
"creditorName": "John Miles",
"creditorAccount": {
"iban": "DE67100100101306118605"
},
"transactionAmount": {
"currency": "EUR",
"amount": "256.67"
},
"bookingDate": "2017-10-25",
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 1"
},
{
"transactionId": "1234567",
"creditorName": "John Miles",
"creditorAccount": {
"iban": "DE67100100101306118605"
},
"transactionAmount": {
"currency": "EUR",
"amount": "256.67"
},
"bookingDate": "2017-10-25",
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 1"
},
{
"transactionId": "1234568",
"debtorName": "Paul Simpson",
"debtorAccount": {
"iban": "NL76RABO0359400371"
},
"transactionAmount": {
"currency": "EUR",
"amount": "343.01"
},
"bookingDate": "2017-10-25",
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 2"
},
{
"transactionId": "1234568",
"debtorName": "Paul Simpson",
"debtorAccount": {
"iban": "NL76RABO0359400371"
},
"transactionAmount": {
"currency": "EUR",
"amount": "343.01"
},
"bookingDate": "2017-10-25",
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 2"
}
],
"pending": [
{
"transactionId": "1234569",
"creditorName": "Claude Renault",
"creditorAccount": {
"iban": "FR7612345987650123456789014"
},
"transactionAmount": {
"currency": "EUR",
"amount": "-100.03"
},
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 3"
},
{
"transactionId": "1234569",
"creditorName": "Claude Renault",
"creditorAccount": {
"iban": "FR7612345987650123456789014"
},
"transactionAmount": {
"currency": "EUR",
"amount": "-100.03"
},
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 3"
}
],
"_links": {
"account": {
"href": "/v1/accounts/3dc3d5b3-7023-4848-9853-f5400a64e80f"
}
}
}
}
Read Transaction Details
GET /v1/accounts/{account-id}/transactions/{resourceId}
Reads transaction details from a given transaction addressed by "resourceId" on a given account addressed by "account-id". This call is only available on transactions as reported in a JSON format.
Remark: Please note that the PATH might be already given in detail by the corresponding entry of the response of the "Read Transaction List" call within the _links subfield.
Parameter | Type/Format | Description |
---|---|---|
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Consent-ID
|
Header / |
This then contains the consentId of the related AIS consent, which was performed prior to this payment initiation. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
resourceId
|
Path / |
This identification is given by the attribute resourceId of the corresponding entry of a transaction list. |
account-id
|
Path / |
This identification is denoting the addressed account. The account-id is retrieved by using a "Read Account List" call. The account-id is the "id" attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"transactionsDetails": {
"transactionId": "1234567",
"creditorName": "John Miles",
"creditorAccount": {
"iban": "DE67100100101306118605"
},
"mandateId": "Mandate-2018-04-20-1234",
"transactionAmount": {
"currency": "EUR",
"amount": "-256.67"
},
"bookingDate": "2017-10-25",
"valueDate": "2017-10-26",
"remittanceInformationUnstructured": "Example 1",
"bankTransactionCode": "PMNT-RCVD-ESDD"
}
}
Will deliver an array of resource identifications to all generated cancellation authorisation sub-resources.
GET /v1/{payment-service}/{payment-product}/{paymentId}/cancellation-authorisations
Retrieve a list of all created cancellation authorisation sub-resources.
Parameter | Type/Format | Description |
---|---|---|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"cancellationIds": [
"123auth456"
]
}
Start the authorisation process for a consent
POST /v1/consents/{consentId}/authorisations
Create an authorisation sub-resource and start the authorisation process of a consent. The message might in addition transmit authentication and authorisation related data.
his method is iterated n times for a n times SCA authorisation in a corporate context, each creating an own authorisation sub-endpoint for the corresponding PSU authorising the consent.
The ASPSP might make the usage of this access method unnecessary, since the related authorisation resource will be automatically created by the ASPSP after the submission of the consent data with the first POST consents call.
The start authorisation process is a process which is needed for creating a new authorisation or cancellation sub-resource.
This applies in the following scenarios:
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be
uploaded by using the extended forms.
- 'startAuthorisationWithPsuIdentfication',
- 'startAuthorisationWithPsuAuthentication' #TODO
- 'startAuthorisationWithAuthentciationMethodSelection'
- The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP. The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using the extended forms as indicated above.
- The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
- The signing basket needs to be authorised yet.
Parameter | Type/Format | Description |
---|---|---|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
201 - Created
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"scaStatus": "received",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Read the SCA status of the consent authorisation.
GET /v1/consents/{consentId}/authorisations/{authorisationId}
This method returns the SCA status of a consent initiation's authorisation sub-resource.
Parameter | Type/Format | Description |
---|---|---|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
authorisationId
|
Path / |
Resource identification of the related SCA. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
Update PSU Data for consents
PUT /v1/consents/{consentId}/authorisations/{authorisationId}
This method update PSU data on the consents resource if needed. It may authorise a consent within the Embedded SCA Approach where needed.
Independently from the SCA Approach it supports e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a consent request if needed, which depends on the SCA approach:
- Redirect SCA Approach:
A specific Update PSU Data Request is applicable for
- the selection of authentication methods, before choosing the actual SCA approach.
- Decoupled SCA Approach:
A specific Update PSU Data Request is only applicable for
- adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
- the selection of authentication methods.
- Embedded SCA Approach:
The Update PSU Data Request might be used
- to add credentials as a first factor authentication data of the PSU and
- to select the authentication method and
- transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason, the following possible Update PSU Data request can apply to all SCA approaches:
- Select an SCA method in case of several SCA methods are available for the customer.
There are the following request types on this access path:
- Update PSU Identification
- Update PSU Authentication
- Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
- Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
Parameter | Type/Format | Description |
---|---|---|
consentId
|
Path / |
ID of the corresponding consent object as returned by an Account Information Consent Request. |
authorisationId
|
Path / |
Resource identification of the related SCA. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding HTTP request IP Address field between PSU and TPP. It shall be contained if and only if this request was actively initiated by the PSU. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
|
body / |
|
Sample Request
{}
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
406 - Not Acceptable
429 - Too Many Requests
{
"scatransactionStatus": "psuIdentified",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Delete the signing basket
DELETE /v1/signing-baskets/{basketId}
Delete the signing basket structure as long as no (partial) authorisation has yet been applied. The undlerying transactions are not affected by this deletion.
Remark: The signing basket as such is not deletable after a first (partial) authorisation has been applied. Nevertheless, single transactions might be cancelled on an individual basis on the XS2A interface.
Parameter | Type/Format | Description |
---|---|---|
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
basketId
|
Path / |
This identification of the corresponding signing basket object. |
Response
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
Read the status of the signing basket
GET /v1/signing-baskets/{basketId}/status
Returns the status of a signing basket object.
Parameter | Type/Format | Description |
---|---|---|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
basketId
|
Path / |
This identification of the corresponding signing basket object. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
Start the authorisation process for a signing basket
POST /v1/signing-baskets/{basketId}/authorisations
Create an authorisation sub-resource and start the authorisation process of a signing basket. The message might in addition transmit authentication and authorisation related data.
This method is iterated n times for a n times SCA authorisation in a corporate context, each creating an own authorisation sub-endpoint for the corresponding PSU authorising the signing-baskets.
The ASPSP might make the usage of this access method unnecessary in case of only one SCA process needed, since the related authorisation resource might be automatically created by the ASPSP after the submission of the payment data with the first POST signing basket call.
The start authorisation process is a process which is needed for creating a new authorisation or cancellation sub-resource.
This applies in the following scenarios:
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be
uploaded by using the extended forms.
- 'startAuthorisationWithPsuIdentfication',
- 'startAuthorisationWithPsuAuthentication' #TODO
- 'startAuthorisationWithAuthentciationMethodSelection'
- The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP. The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using the extended forms as indicated above.
- The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
- The signing basket needs to be authorised yet.
Parameter | Type/Format | Description |
---|---|---|
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
basketId
|
Path / |
This identification of the corresponding signing basket object. |
Response
201 - Created
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"scaStatus": "received",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Get Signing Basket Authorisation Sub-Resources Request
GET /v1/signing-baskets/{basketId}/authorisations
Read a list of all authorisation subresources IDs which have been created.
This function returns an array of hyperlinks to all generated authorisation sub-resources.
Parameter | Type/Format | Description |
---|---|---|
basketId
|
Path / |
This identification of the corresponding signing basket object. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"authorisationIds": [
"123auth456"
]
}
Start the authorisation process for a payment initiation
POST /v1/{payment-service}/{payment-product}/{paymentId}/authorisations
Create an authorisation sub-resource and start the authorisation process. The message might in addition transmit authentication and authorisation related data.
This method is iterated n times for a n times SCA authorisation in a corporate context, each creating an own authorisation sub-endpoint for the corresponding PSU authorising the transaction.
The ASPSP might make the usage of this access method unnecessary in case of only one SCA process needed, since the related authorisation resource might be automatically created by the ASPSP after the submission of the payment data with the first POST payments/ call.
The start authorisation process is a process which is needed for creating a new authorisation or cancellation sub-resource.
This applies in the following scenarios:
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be
uploaded by using the extended forms.
- 'startAuthorisationWithPsuIdentfication',
- 'startAuthorisationWithPsuAuthentication' #TODO
- 'startAuthorisationWithAuthentciationMethodSelection'
- The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP. The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using the extended forms as indicated above.
- The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
- The signing basket needs to be authorised yet.
Parameter | Type/Format | Description |
---|---|---|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
Response
201 - Created
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"scaStatus": "received",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Get Payment Initiation Authorisation Sub-Resources Request
GET /v1/{payment-service}/{payment-product}/{paymentId}/authorisations
Read a list of all authorisation subresources IDs which have been created.
This function returns an array of hyperlinks to all generated authorisation sub-resources.
Parameter | Type/Format | Description |
---|---|---|
payment-service
|
Path / string |
Payment service: Possible values are:
|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"authorisationIds": [
"123auth456"
]
}
Read the SCA Status of the payment authorisation
GET /v1/{payment-service}/{payment-product}/{paymentId}/authorisations/{authorisationId}
This method returns the SCA status of a payment initiation's authorisation sub-resource.
Parameter | Type/Format | Description |
---|---|---|
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
authorisationId
|
Path / |
Resource identification of the related SCA. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
Update PSU data for payment initiation
PUT /v1/{payment-service}/{payment-product}/{paymentId}/authorisations/{authorisationId}
This methods updates PSU data on the authorisation resource if needed. It may authorise a payment within the Embedded SCA Approach where needed.
Independently from the SCA Approach it supports e.g. the selection of the authentication method and a non-SCA PSU authentication.
There are several possible Update PSU Data requests in the context of payment initiation services needed, which depends on the SCA approach:
- Redirect SCA Approach:
A specific Update PSU Data Request is applicable for
- the selection of authentication methods, before choosing the actual SCA approach.
- Decoupled SCA Approach:
A specific Update PSU Data Request is only applicable for
- adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
- the selection of authentication methods.
- Embedded SCA Approach:
The Update PSU Data Request might be used
- to add credentials as a first factor authentication data of the PSU and
- to select the authentication method and
- transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason, the following possible Update PSU Data request can apply to all SCA approaches:
- Select an SCA method in case of several SCA methods are available for the customer.
There are the following request types on this access path:
- Update PSU Identification
- Update PSU Authentication
- Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
- Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
Parameter | Type/Format | Description |
---|---|---|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
authorisationId
|
Path / |
Resource identification of the related SCA. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
|
body / |
|
Sample Request
{}
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"scatransactionStatus": "psuIdentified",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Update PSU Data for signing basket
PUT /v1/signing-baskets/{basketId}/authorisations/{authorisationId}
This method update PSU data on the signing basket resource if needed. It may authorise a igning basket within the Embedded SCA Approach where needed.
Independently from the SCA Approach it supports e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a consent request if needed, which depends on the SCA approach:
- Redirect SCA Approach:
A specific Update PSU Data Request is applicable for
- the selection of authentication methods, before choosing the actual SCA approach.
- Decoupled SCA Approach:
A specific Update PSU Data Request is only applicable for
- adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
- the selection of authentication methods.
- Embedded SCA Approach:
The Update PSU Data Request might be used
- to add credentials as a first factor authentication data of the PSU and
- to select the authentication method and
- transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason, the following possible Update PSU Data request can apply to all SCA approaches:
- Select an SCA method in case of several SCA methods are available for the customer.
There are the following request types on this access path:
- Update PSU Identification
- Update PSU Authentication
- Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
- Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
Parameter | Type/Format | Description |
---|---|---|
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
|
body / |
|
basketId
|
Path / |
This identification of the corresponding signing basket object. |
authorisationId
|
Path / |
Resource identification of the related SCA. |
Sample Request
{}
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"scatransactionStatus": "psuIdentified",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Start the authorisation process for the cancellation of the addressed payment
POST /v1/{payment-service}/{payment-product}/{paymentId}/cancellation-authorisations
Creates an authorisation sub-resource and start the authorisation process of the cancellation of the addressed payment. The message might in addition transmit authentication and authorisation related data.
This method is iterated n times for a n times SCA authorisation in a corporate context, each creating an own authorisation sub-endpoint for the corresponding PSU authorising the cancellation-authorisation.
The ASPSP might make the usage of this access method unnecessary in case of only one SCA process needed, since the related authorisation resource might be automatically created by the ASPSP after the submission of the payment data with the first POST payments/ call.
The start authorisation process is a process which is needed for creating a new authorisation or cancellation sub-resource.
This applies in the following scenarios:
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment
Initiation Response that an explicit start of the authorisation process is needed by the TPP.
The 'startAuthorisation' hyperlink can transport more information about data which needs to be
uploaded by using the extended forms.
- 'startAuthorisationWithPsuIdentfication',
- 'startAuthorisationWithPsuAuthentication' #TODO
- 'startAuthorisationWithAuthentciationMethodSelection'
- The related payment initiation cannot yet be executed since a multilevel SCA is mandated.
- The ASPSP has indicated with an 'startAuthorisation' hyperlink in the preceeding Payment Cancellation Response that an explicit start of the authorisation process is needed by the TPP. The 'startAuthorisation' hyperlink can transport more information about data which needs to be uploaded by using the extended forms as indicated above.
- The related payment cancellation request cannot be applied yet since a multilevel SCA is mandate for executing the cancellation.
- The signing basket needs to be authorised yet.
Parameter | Type/Format | Description |
---|---|---|
payment-service
|
Path / string |
Payment service: Possible values are:
|
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
Response
201 - Created
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"scaStatus": "received",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Read the SCA status of the payment cancellation's authorisation.
GET /v1/{payment-service}/{payment-product}/{paymentId}/cancellation-authorisations/{cancellationId}
This method returns the SCA status of a payment initiation's authorisation sub-resource.
Parameter | Type/Format | Description |
---|---|---|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
payment-service
|
Path / string |
Payment service: Possible values are:
|
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
cancellationId
|
Path / |
Identification for cancellation resource. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
Update PSU Data for payment initiation cancellation
PUT /v1/{payment-service}/{payment-product}/{paymentId}/cancellation-authorisations/{cancellationId}
This method updates PSU data on the cancellation authorisation resource if needed. It may authorise a cancellation of the payment within the Embedded SCA Approach where needed.
Independently from the SCA Approach it supports e.g. the selection of the authentication method and a non-SCA PSU authentication.
This methods updates PSU data on the cancellation authorisation resource if needed.
There are several possible Update PSU Data requests in the context of a cancellation authorisation within the payment initiation services needed, which depends on the SCA approach:
- Redirect SCA Approach:
A specific Update PSU Data Request is applicable for
- the selection of authentication methods, before choosing the actual SCA approach.
- Decoupled SCA Approach:
A specific Update PSU Data Request is only applicable for
- adding the PSU Identification, if not provided yet in the Payment Initiation Request or the Account Information Consent Request, or if no OAuth2 access token is used, or
- the selection of authentication methods.
- Embedded SCA Approach:
The Update PSU Data Request might be used
- to add credentials as a first factor authentication data of the PSU and
- to select the authentication method and
- transaction authorisation.
The SCA Approach might depend on the chosen SCA method. For that reason, the following possible Update PSU Data request can apply to all SCA approaches:
- Select an SCA method in case of several SCA methods are available for the customer.
There are the following request types on this access path:
- Update PSU Identification
- Update PSU Authentication
- Select PSU Autorization Method WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
- Transaction Authorisation WARNING: This method need a reduced header, therefore many optional elements are not present. Maybe in a later version the access path will change.
Parameter | Type/Format | Description |
---|---|---|
payment-service
|
Path / string |
Payment service: Possible values are:
|
payment-product
|
Path / string |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The ASPSP will publish which of the payment products/endpoints will be supported. The following payment products are supported:
Remark: For all SEPA Credit Transfer based endpoints which accept XML encoding, the XML pain.001 schemes provided by EPC are supported by the ASPSP as a minimum for the body content. Further XML schemes might be supported by some communities. |
cancellationId
|
Path / |
Identification for cancellation resource. |
paymentId
|
Path / |
Resource identification of the generated payment initiation resource. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
PSU-ID
|
Header / string |
Client ID of the PSU in the ASPSP client interface. Might be mandated in the ASPSP's documentation. Is not contained if an OAuth2 based authentication was performed in a pre-step or an OAuth2 based SCA was performed in an preceeding AIS service in the same session. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
PSU-ID-Type
|
Header / string |
Type of the PSU-ID, needed in scenarios where PSUs have several PSU-IDs as access possibility. |
PSU-Corporate-ID
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-Corporate-ID-Type
|
Header / string |
Might be mandated in the ASPSP's documentation. Only used in a corporate context. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
|
body / |
|
Sample Request
{}
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
{
"scatransactionStatus": "psuIdentified",
"psuMessage": "Please use your BankApp for transaction Authorisation.",
"_links": {
"scaStatus": {
"href": "/v1/payments/qwer3456tzui7890/authorisations/123auth456"
}
}
}
Read the SCA status of the signing basket authorisation
GET /v1/signing-baskets/{basketId}/authorisations/{authorisationId}
This method returns the SCA status of a signing basket's authorisation sub-resource.
Parameter | Type/Format | Description |
---|---|---|
basketId
|
Path / |
This identification of the corresponding signing basket object. |
authorisationId
|
Path / |
Resource identification of the related SCA. |
X-Request-ID
|
Header / string |
ID of the request, unique to the call, as determined by the initiating party. |
Digest
|
Header / string |
Is contained if and only if the "Signature" element is contained in the header of the request. |
Signature
|
Header / string |
A signature of the request by the TPP on application level. This might be mandated by ASPSP. |
TPP-Signature-Certificate
|
Header / string |
The certificate used for signing the request, in base64 encoding. Must be contained if a signature is contained. |
PSU-IP-Address
|
Header / string |
The forwarded IP Address header field consists of the corresponding http request IP Address field between PSU and TPP. |
PSU-IP-Port
|
Header / string |
The forwarded IP Port header field consists of the corresponding HTTP request IP Port field between PSU and TPP, if available. |
PSU-Accept
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Charset
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Encoding
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-Accept-Language
|
Header / string |
The forwarded IP Accept header fields consist of the corresponding HTTP request Accept header fields between PSU and TPP, if available. |
PSU-User-Agent
|
Header / string |
The forwarded Agent header field of the HTTP request between PSU and TPP, if available. |
PSU-Http-Method
|
Header / string |
HTTP method used at the PSU ? TPP interface, if available. Valid values are:
|
PSU-Device-ID
|
Header / string |
UUID (Universally Unique Identifier) for a device, which is used by the PSU, if available. UUID identifies either a device or a device dependant application installation. In case of an installation identification this ID need to be unaltered until removal from device. |
PSU-Geo-Location
|
Header / string |
The forwarded Geo Location of the corresponding http request between PSU and TPP if available. |
Response
200 - OK
400 - Bad Request
401 - Unauthorized
403 - Forbidden
404 - Not found
405 - Method Not Allowed
POST /v1/{payment-service}/{payment-product}/fees
TransactionFeeCheck
Parameter | Type/Format | Description |
---|
Sample Request
{test sample}
Response
{"remaining-fee-waivers":0,"fee-amount":{"code":"EUR","amount":"0.0001"}}
POST api/callback/AISConsentPushCallback
AISConsentPushCallback
Parameter | Type/Format | Description |
---|
Response
validate payment
POST /v1/{payment-service}/{payment-product}/validate
validate payment
Parameter | Type/Format | Description |
---|